Solutions
Somewhere for the money to be.
Money that arrives has to land somewhere, and if that somewhere is a single-currency account in one country then every cross-border payment you take costs a conversion you did not choose. Banky gives you multi-currency accounts and IBANs of your own.
Choose your scheme
SEPA
Eurozone, fast & low cost
SWIFT
Global, multi-currency
Local
Local clearing
- Multi-currency merchant accounts
- Hold balances in more than one currency, with an account per currency rather than one account and a conversion.
- IBANs in your own name
- Request an IBAN on SEPA, SWIFT or local clearing — the scheme is yours to choose per currency.
- Currency exchange
- Convert between the currencies you hold, at the point you choose rather than at the point money arrives.
- Payouts to bank accounts
- Send money out to a recipient's bank, on the same rails the money came in on.
- Batch and mass payouts
- Upload a file and pay many recipients at once — bank, internal or crypto destinations.
- Internal transfers
- Move money between your own accounts, and between accounts on the platform, without touching an external rail.
What it includes
- Multi-currency accounts
- Hold a balance per currency rather than one balance and a conversion at the door.
- IBAN issuing
- Request an IBAN in your own name, choosing the scheme per currency.
- Internal transfers
- Move money between your own accounts, and between accounts on the platform, without touching an external rail.
- Balance and history in the portal
- Current available balance, incoming and outgoing payments, and their statuses.
Accounts are where the platform stops being a checkout and starts being somewhere your money lives.