Solutions
Money goes out as well as in.
Refund a customer, pay a supplier, run a payroll file, or convert between the currencies you hold. The same platform that took the money sends it.
01
Refunds and single payouts
Send money to a recipient's bank account through the API or from the merchant portal — including back to the account a payment came from.
02
Batch and mass payouts
Upload a file and pay many recipients in one operation, to bank accounts, to other accounts on the platform, or to crypto destinations.
03
Currency exchange
Convert between the currencies you hold, at the point you choose — rather than being converted automatically the moment a foreign payment arrives.
What it includes
- Two ways to trigger
- Through the API, or by hand from the merchant portal.
- Saved recipients
- Keep the people and businesses you pay regularly, so a payout is not a re-keying exercise.
- Bank, internal and crypto destinations
- A batch file can carry all three.
- Settlement on your schedule
- Where Banky holds the funds, settlements to your own bank are scheduled as requested and agreed.
Satisfaction and retention are banky.io's stated reasons for caring about refunds, and they are the right ones — a refund that is awkward is remembered longer than the purchase was.